Ending 2022 with Mortgage Rates

December 30, 2022 by fawn

Thinking of buying, selling, or refinancing?

See What These Numbers Mean For You!

Interest rates are the rates at which money can be borrowed for a set period of time. The higher the rate, the more money a borrower must pay in the form of interest on the loan. When mortgage rates are lower, this makes the purchasing of a home more affordable. Although the cost of mortgages is closely tied to the interest rate, the price at which homes are sold does not always appear in direct correlation.

*Sample payments and pricing are based on $320,000 loan amount, 740+ credit score, 40% debt-to-income ratio, and 45 lock days. Payments do not include amounts for taxes, insurance, or monthly mortgage insurance. Actual payment obligation may be higher.

Thank you, Sidney Stonecypher at People’s Bank Home Loan Center for the rates. If you have any mortgage questions you can reach her at 360-650-5365!

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